Ananthapuram Co Operative Society

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Property Loan

One of the most widely preferred loans today, property loans are an easy way to get instant cash for big requirements. If you have a property of your own at thiruannathapuram and is in need of money, then don’t wait to come to us. You can pledge your property and be eligible for a loan up to Rs. 1000000/-. There aren’t too many formalities to get it cleared and you can feel relaxed as you would be able to quickly meet your need. Our Society, not only do we help you by providing quick property loans, but also offer you attractive rates. Hassle-free and speedy approvals are the highlight here. An additional advantage is that you can repay your loan using your UPI applications we have provided you with the modern convenience of repaying your loan without coming to the bank every month for loan repayment.

Requirements for Property Loan

Security

Immovable property of the loanee

Eligibility

Membership in the Society

Purpose

Various purposes

Loan Amount

Depending on the value of Property (max upto 1000000)

Repayment Period

Maximum duration 10 year

Interest Rate

Depending on the scheme and requirement

Documentation
  • Thandaperu Details
  • Thandaperu account certificate
  • Original title deeds of the property proposed as security
  • Prior title deeds for the original property
  • Latest possession certificate
  • Latest land tax paid receipt
  • Latest House/Building tax paid receipt
  • Last 30 years encumbrance certificate
  • Location Sketch and Certificate
  • Any other documents required for the purpose.
  • Salary certificate with deduction agreement (For Kerala State Govt. Employees)
  • Non-liability certificate for surety (if he/she is a Kerala State Government employee)
Personal Documents

  • Proof of identity: Aadhaar Card

  • Proof of Address (any one): Aadhaar/ Passport /Ration Card/Utility bill/LIC Policy, etc

  • Proof of age (anyone): Aadhaar /Passport/Driving licence/Birth Certificate/SSLC/Pan card

  • Two latest passport size photographs of borrower and surety

 

Note: Applicant’s age should be below 60 years.

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